ELCOL Mortgage Brokers can offer loan options for every situation and match borrowers with the right loan solution to empower them to build a better life.
ELCOL Mortgage Broker has access to panel of over 30 lenders Australia-wide, so unlike a bank, we have the flexibility to provide you with options from different lenders and to offer a suitable deal for most scenarios. Each lender on the panel has been selected based on the quality of the products they provide with particular focus on flexibility, value for money, credibility and stability.
ELCOL Mortgage Broker has access to panel of over 30 lenders Australia-wide, so unlike a bank, we have the flexibility to provide you with options from different lenders and to offer a suitable deal for most scenarios. Each lender on the panel has been selected based on the quality of the products they provide with particular focus on flexibility, value for money, credibility and stability.
Our panel of lenders is continually being updated and includes:
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Finance Products
First Home Buyers
Purchasing your very first home can be both exciting and daunting for First Home Buyers. Other than selecting the right home, it is important finding the right home loan and securing finance approval. This is why you want an expert walking you through the process and options.
ELCOL Mortgage Brokers will be with you every step of the way guiding you through loan application to settlement and even beyond including relevant first home buyer grants, finance traps and benefits and discounts that may be available.
ELCOL Mortgage Brokers will be with you every step of the way guiding you through loan application to settlement and even beyond including relevant first home buyer grants, finance traps and benefits and discounts that may be available.
Home Loan Refinance
Refinancing your home loan can save you money in the long run but the process can be lengthy and stressful.
If you are looking to refinance your current home loan to explore your options, ELCOL Mortgage Brokers will do the hard work for you to find a better solution that suits your current financial situation. While it’s tempting to choose what is easiest, we can offer a second opinion for you to compare against the offer from your bank so you can be sure you get the better bargain.
We are highly experienced in choosing the right loans for our clients and have access to numerous products from our panel of lenders. In some instances, we may even be able to negotiate a better price from your current lender.
If you are looking to refinance your current home loan to explore your options, ELCOL Mortgage Brokers will do the hard work for you to find a better solution that suits your current financial situation. While it’s tempting to choose what is easiest, we can offer a second opinion for you to compare against the offer from your bank so you can be sure you get the better bargain.
We are highly experienced in choosing the right loans for our clients and have access to numerous products from our panel of lenders. In some instances, we may even be able to negotiate a better price from your current lender.
Investment Property Loan
Unlike purchasing a home to live in, investing in property is generally purchased with the goal to get your money working for you and achieving your financial goals. Several factors such as capital growth, rental yield, tax obligations and mortgage cost have a bearing on reaching positive and successful outcomes.
For investors, finding a suitable investment home loan at competitive rates means lower repayments thereby maximising return on investment. ELCOL Mortgage Brokers understands the complicated world of investment borrowing and can help you to ensure you get competitive interest rates so that you can get maximum bang for your buck!
For investors, finding a suitable investment home loan at competitive rates means lower repayments thereby maximising return on investment. ELCOL Mortgage Brokers understands the complicated world of investment borrowing and can help you to ensure you get competitive interest rates so that you can get maximum bang for your buck!
Debt Consolidation (Refinancing personal and other loans)
Debt consolidation of personal loan involves combining existing loans and debts into a single lumpsum loan.
ELCOL Mortgage Brokers can get you options to consolidate loans and debts with a view to reducing overall debt by way of reduced interest rate, fees and monthly repayments.
ELCOL Mortgage Brokers can get you options to consolidate loans and debts with a view to reducing overall debt by way of reduced interest rate, fees and monthly repayments.
Self-Managed Superannuation Funds (SMSF) Loans
ELCOL Mortgage Brokers are experts in Self-Managed Super Fund loans and can help investors avail SMSF loans for commercial and residential property.
A Self-Managed Superannuation Funds (SMSF) is a private super fund that is set up as a way of towards retirement planning. Generally, investment strategy for SMSFs encompass investing in a long term investments where property-based investments are seen as a favourable investment. In order to optimise return on investment, it is prudent to secure suitable SMSF investment loan for the purchase of investment property.
A Self-Managed Superannuation Funds (SMSF) is a private super fund that is set up as a way of towards retirement planning. Generally, investment strategy for SMSFs encompass investing in a long term investments where property-based investments are seen as a favourable investment. In order to optimise return on investment, it is prudent to secure suitable SMSF investment loan for the purchase of investment property.
Expat Home Loans
ELCOL Mortgage Brokers makes it possible for Australian expats trying to purchase a property in Australia to return home to, expand their investment property portfolio or refinance existing investments in Australia.
We can offer mortgage solutions that are tailored to your circumstances and financial goals and identifying the right mortgage solutions designed for expats.
We can offer mortgage solutions that are tailored to your circumstances and financial goals and identifying the right mortgage solutions designed for expats.
Elvis Adamson is a Credit Representative (CRN 456953) of Buyers Choice Licencing Pty Ltd ACN 626 172 281 (Australian Credit Licence Number 509484)